Top 3 recruiting states

Next 7 top marketing  states

10 Very Good states for mailing

10 Good States

11 Fair to Good states

The 8 bottom  States

Rating = 21

NEW MEXICO

Rating = 22

WEST VIRGINIA

By the little recruiting attention this state receives, you would think its hidden on the map. West Virginia averages only 1/4 to 1/3 the population of the states of Virginia, Maryland, Massachusetts, and New Jersey, and the agent receives at least 90% less calls, emails, or mailings. The problem to annuity recruiters is that West Virginia ranks dead last of all states when the median household income is examined. The decent senior population, makes it a respectable area for selling long term care and senior life products.

Rating = 23

NORTH DAKOTA

North Dakota, for being such a cold state, has one of the highest percentage of senior age citizens in the entire nation. This small agent population state, makes finding senior market agents a great find. Combine that with the warm reception of many fraternal life insurance agents. Here is the opening for marketing to agents you health insurance plans. Howevere, when looking for annuity sales reps, the median family income needs to be acknowledge. In this sales area, because of  sub-par overall income status, North Dakota would rate lower for annuity marketing organizations and wholesalers.

Rating = 24

SOUTH CAROLINA

Agent reception in South Carolina, sure lags behind its sister state North Carolina. Two factors lower this state's recruiting rank. First, its a state of a lower family income level. Second, it is also a state with higher agent turnover. If you target the right agents with the right products at the right time, you will find the South Carolina is smack dab in the middle. Part of this is the fact that South Carolina is not given enough recruiting attention.

MAINE

"Little" is the word keeping this state from being ranked much higher. Too little number of agents for giving a seminar, and almost too little to mail. Maine agents, unlike those in most northeastern states, are receptive to both local, regional marketing firms, along with far away national marketers and insurance companies. Like North Dakota,  the overall income status is low, but the number of seniors willing to brave the winter chill is high. A state way overlooked. Escially true when recruiting firms are looking  for agents to sell ltc, life, and annuities to the senior and near senior market.

LOUISIANA

The hurricane disaster sent this state hastily rolling 6 spots downward on our recommendation list. If proper recovery does not come soon, it will plunge even deeper. Many agents have made a transition to drier states with a better economy. It was already one of the poorer states, and right now, many low income people stayed. In New Orleans many with money or job transfer oportunities moved out.. The surviving agents, with over 5 years experience, still have a stable client base, or work parts of the state not affected by the disaster. The good news is that your competition has pretty much given up on the state. Some of our adaptive, smart recruiters, tell us that their current Louisiana mailings are getting the best results ever. The main reason being is that fearful recruitering competition has retreated.

PENNSYLVANIA

We feel the state of Pennsylvania keeps the worst insurance records of licensed agents. Are there really 100,000 or so agents?, absolutely not. And how about the addresses of the agents. Using addresses the insurance department provides would deliver in excess of  30% of you mail beiling undeliverable. This might sound shocking, but numerous other average state agent address records hover between 20 and 25% underliverable. Don't trust anybody that says they have a large accurate list of Pennsylvania agents. Of our years of agent list compiling in Pennsylvania goes back 21 years. Even our lists, smaller and carefully refined, certainly are not perfect. Hint: In Pennsylvania either obtain a small refined list or none at all. Definitely not the state to mass mail, mass email, or mass fax! Overall the agents that can be determined to being brokers (placing business with a outside company) are premier producers. Only the best will do, especially for target recruiting  agents with a knack for annuity and financial related products.

IDAHO

Lot of potato farmers spread out over a vast lot of land for the professional agents to follow up on. Unfortunately, the number of independent agents and agencies in the states are not as high as they should be. Although there are quite a few agents that will place and outside the main company, a life or health app once in a while. So many could be called semi captive and semi-receptive, instead of independently receptive.

MONTANA

The agent base in Montana is small, but the geographic area they must cover is immense. The amount of small independent multi-line, life-health-auto=home agents is beyond normal proportions. This however is a plus factor. The majority of these small operations are independent, representing multiple carriers. They.place their life and health products with a different carrier insurers receiving their car, home, and business insurance.

IOWA